Fire Insurance and how to Build: Combining Also a Guide to Insurance Agents Respecting Fire Prevention and Extinction, Special Features of Manufacturing Risks, Writing of Policies, Adjustment of Losses, Etc., Etc

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Baker & Taylor Company, 1903 - 860 pages
 

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Page 337 - This company shall not be liable for loss caused directly or indirectly by invasion, insurrection, riot, civil war or commotion, or military or usurped power, or by order of any civil authority; or by theft; or by neglect of the insured to use all reasonable means to save and preserve the property at and after a fire or when the property is endangered by fire in neighboring premises...
Page 315 - This policy shall be canceled at any time at the request of the insured ; or by the company by giving five days' notice of such cancellation. If this policy shall be canceled as hereinbefore provided, or become void or cease, the premium having been actually paid, the unearned portion shall be returned on surrender of this policy or last renewal, this company retaining the customary short rate; except that when this policy is canceled by this company by giving notice it shall retain only the pro...
Page 587 - The assured will keep a set of books which shall clearly and plainly present a complete record of business transacted, including all purchases, sales and shipments, both for cash and credit, from date of inventory as provided for in first section of this clause, and during the continuance of this policy.
Page 587 - The assured will take a complete itemized inventory of stock on hand at least once in each calendar year, and unless such inventory has been taken within twelve calendar months prior to the date of this policy one shall be taken in detail within thirty days of issuance of this policy, or this policy shall be null and void from such date.
Page 293 - ... if the interest of the insured be other than unconditional and sole ownership; or if the subject of insurance be a building on ground, not owned by the insured in fee simple...
Page 293 - ... if, with the knowledge of the insured, foreclosure proceedings be commenced or notice given of sale of any •property covered by this policy by virtue of any mortgage or trust .deed...
Page 570 - This policy shall cover any direct loss or damage caused by Lightning (meaning thereby the commonly accepted use of the term Lightning...
Page 552 - This Company shall not be liable for 'a greater proportion of any loss or damage to the property described herein than the sum hereby insured bears to per cent ( %) of the actual cash value of said property at the time such loss shall happen, nor for more than the proportion which this policy bears to the total insurance thereon.
Page 98 - ... rest upon the same; there shall be an open space of two inches on all sides of the register box, extending from the under side of the border to and through the ceiling below. The said opening shall be fitted with a tight tin or galvanized-iron casing, the upper end of which shall be turned under the frame.
Page 337 - ... by neglect of the insured to use all reasonable means to save and preserve the property at and after a fire or when the property is endangered by fire in neighboring premises; or (unless fire ensues, and, in that event, for the damage by fire only) by explosion of any kind, or lightning; but liability for direct damage by lightning may be assumed by specific agreement hereon.

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