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breezes and a redundancy of pure mountain streams, are combined with a complete absence of swamps, pools, reservoirs and irrigation ditches, the average health of the inhabitants should be good indeed. The ocean breezes on the one hand, the mountains on the other, perform nature's purifying work in her own. perfect manner. The claims of Humboldt as a sanitarium have never been advanced, but it is doubtful if the Pacific Coast has any like area where the health conditions are so favorable. Yet there are no established, advertised health resorts; the whole mountain district is nature's sanitarium, where healthgiving forces are free to be enjoyed by the rich and the poor alike. The practice of camping out, thoroughly established among the people, is but a natural result of this disease defying combination which nature has worked out for the benefit of mankind.

The greater per cent of the population is native born; the foreign residents coming mostly from north

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one, composed of the bone and sinew of this and other lands. The result has created an orderly, thrifty, wellbalanced community that has caused the county to be always prosperous.

All occupations are fairly represented, but lumbering in its different branches employs the greater number of the people. Since 1880 the population has increased over one hundred per cent, and several villages and communities have sprung into existence as a result. A great many of the most valuable property interests have since that time been built and developed. This is conclusive evidence of steady and healthy growth, for only the strong and aggressive in a community build ships, railroads and mills, and engage in mining and similar pursuits. The wonderful natural resources, the salubrious climate, together with the fertile and productive soil of this region, if properly presented to the world at large and the United

States in particular, would bring a flood of emigration of the proper kind of people, homeseekers and producers, that would astonish the world with their development of this section of the State.

Emigration has not been SO largely invited hitherto because of Humboldt County's lack of rail communication with the outer world, but the rapid strides and heavy investments at present being made by the A. T. & S. F. R. R. and the Southern Pacific Company, insure in the near future ample railroad connections with this section of the State.

Humboldt Bay is fourteen miles long and from one-half mile to four miles in width. The tidal area is about thirty miles and it has thirtyfive miles of navigable channels. Its position is near the center of the coast line of the county, and extends nearly parallel therewith, being separted from the ocean by two narrow

peninsulas, these forming one of the finest land-locked harbors. Some years back, about 1889, the Federal Government began improving the harbor and its entrance by the construction of jetties. Between two and three millions of dollars, expended in this manner, has made Humboldt Bay a safe and beautiful harbor, and made it accessible by all except the deepest draught vessels. By this expenditure, a 24-foot depth of channel, 1350 feet wide, has been maintained on the bar. Humboldt Bay is 420 miles south of the mouth of the Columbia river and 216 miles north of San Francisco Bay. Communication with San Francisco is regular, with several lines of steamers, some of which make the trip in 17 hours. A line of steamers make regular trips between San Francisco and Portland, Oregon, calling at Eureka and Coos Bay, Oregon, each way. A fleet of from forty to sixty sailing vessels

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G. R. Georgeson, Eureka.

Residence of G. R. Georgeson.

is constantly engaged in the lumber trade, carrying cargoes to California ports, to Mexico, Central America, South America, the Hawaiian Islands, Australia, China and Japan.

The flurry in real estate in Humboldt is the beginning of that development that this section of the State has been eagerly awaiting for a number of years past. But with the advent of the railroads, and they are coming now, Humboldt County will be a busy field for some years.

One of those who has faith in its ultimate development is G. R. Georgeson, who has lately constructed the Georgeson block, on Fourth and E streets. This is a handsome four-story office structure, built by the best skilled labor in day's work, and contains all the modern improvements of late office buildings. Mr. Georgeson al

owns Georgeson Hall, and a one-half interest in the Grand Hotel property. G. R. Georgeson came to Humboldt County from Scotland in 1883 when seventeen years of age.

He held positions of trust with some of the of the largest mercantile houses of Eureka, and finally started for himself, succeeding to his present real estate and insurance business.

The large and commodious offices

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New Grand Hotel, property of G. R. George son. and Wm. Perrott.

on Third street, between E and F streets, are models, and show the maps of plots not only in Eureka but the entire county. No man in Humboldt County is better posted on timber lands, both redwood and pine, and his knowledge of city and county property improved and unimproved is undisputed. Mr. Georgeson is supervising agent in the county for Wells, Fargo & Co.'s Express, as well as the city agent for that company for Eureka.

The insurance department of Mr. Georgeson's business is under able management of capable and efficient men, and some of the strongest companies in the world are represented by his firm. He also represents the majority of the European steamship lines, and notary work and conveyancy are given proper attention. By strict adherence to business and carefully formulated detail, detail, Mr. Georgeson has built up a business. which is far in advance of any like it in city or county. His standing in business circles is of the highest.

Keen, clear-headed and energetic he represents the progressive man of the hour, and if Eureka had a few more of his stamp advancement and speedy development would be the universal watchword.

Humboldt County Bank was incorporated February 27, 1873, and has therefore entered upon its thirtyfirst year of prosperous existence. It is the oldest banking institution in Humboldt Co. The capital paid in coin is $200,000. The 60th semi-annual statement was made at close of December, 1902, and shows business. transacted amounting to more than a million dollars. The correspondents of the bank are Messrs. N. M. Rothschild & Sons, London; Messrs. Laidlaw & Company, New York; Merchants' Loan and Trust Company, Chicago; The Bank of California, San Francisco.

The officers are: J. W. Henderson, president; Josiah Bell, vice-president; F. W. Georgeson, cashier; G. Y. Henderson, assistant cashier. The directors are J. W. Henderson,

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