Best's Compilation of Disability and Double Indemnity Provisions of All Legal Reserve Life Insurance Companies Operating in the United StatesAlfred M. Best Company, Incorporated, 1922 - 703 pages |
Contents
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Common terms and phrases
20 Year Endow able accident additional age of sixty agreement anniversary attached attaining the age become Began business bility bodily injury cash causes cease Company continuance contract D. I. benefits paid D. I. premiums received D. I. reserve death deducted default directly disa Disability Benefits disease Dollars Double Indemnity Benefit due proof effected Ending December 31 endorsement Endow engage entire event Extra Annual Premiums Extracts Annual Statement eyes face amount feet foot furnish further granted hand hereunder Illustration Extra Annual included income payments indebtedness installments Insured issues Kind of Policy Limit loss maturity means ment military or naval month monthly income naval service nearest occupation occurred Outstanding insurance paid payable payment period permanent disability Premiums per $1000 prior profit provision receipt reduced result Rider satisfactory sight Statement Year Ending subsequent Supplemental terminate thereafter thereof total and permanent total disability values waived wholly written
Popular passages
Page 335 - Such death results directly and independently of all other causes from bodily injuries effected solely through external, violent and accidental means within ninety days from the occurrence of such accident, and if such accident is evidenced by a visible contusion or wound on the exterior of the body...
Page 198 - A standard provision relative to time limitations of the policy as follows: (15) If any time limitation of this policy with respect to giving notice of claim or furnishing proof of loss is less than that permitted by the law of the state in which the insured resides at the time this policy is issued, such limitation is hereby extended to agree with the minimum period permitted by such law.
Page 200 - ... shall be liable only for such portion of the indemnity promised as the said indemnity bears to the total amount of like indemnity in all policies covering such loss, and for the return of such part of the premium paid as shall exceed the pro rata for the indemnity thus determined.
Page 53 - Endowment, while there was no default in the payment of premium, as a result, directly and independently of all other causes, of bodily injuries, effected solely through external, violent and accidental means, of which, except in case of drowning or of internal injuries revealed by an autopsy, there is a visible contusion or wound on the exterior of the body...
Page 231 - Insured resulted directly and independently of all other causes from bodily injury effected solely through external, violent and accidental means and occurred within ninety days after such injury.
Page 360 - II, (a) to (j) shall be increased by $12 per month. "'(1) If the disabled person, as the result of service-incurred disability, has suffered the anatomical loss or loss of use of both hands, or of both feet, or of one hand and one foot...
Page 233 - Office, that he has become wholly and permanently disabled by bodily injury or disease, so that he is, and will be, permanently, continuously and wholly prevented thereby from performing any work for compensation or profit, or from following any gainful occupation...
Page 392 - The following will be considered to be permanent total disability: the permanent loss of the use of both hands, or of both feet, or of one hand and one foot, or of the sight of both eyes, or becoming permanently helpless or permanently bedridden.
Page 198 - ... in the event that the insured is injured after having changed his occupation to one classified by the insurer as more hazardous than that stated in the policy, or while he is doing any act or thing pertaining to any occupation so classified, except ordinary duties about his residence or while engaged in recreation...
Page 326 - Without prejudice to any other cause of disability, the entire and irrecoverable loss of the sight of both eyes, or the severance of both hands above the wrists, or of both feet above the ankles, or of one entire hand and one entire foot will be considered as total and permanent disability within the meaning of this provision.