Digest of Fire Insurance Decisions in the Courts of Great Britain and North America

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Baker, Voorhis & Company, 1868 - 723 pages
 

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Page 166 - And the said applicant hereby covenants and agrees to and with the said Company that the foregoing is a just, full and true exposition of all the facts and circumstances in regard to the condition, situation, value and risk of the property to be insured, so far as the same are known to the applicant and are material. to the risk...
Page 206 - March, one thousand eight hundred and sixty (at 12 o'clock at noon), the said loss or damage to be estimated according to the true and actual cash value of the said property at the time the same shall happen...
Page 67 - Where a policy provided that, in case of any sale, transfer or change of title in the property insured, such insurance shall be void and cease...
Page 538 - If the interest in the property to be insured is not absolute, it must be so represented to the company, and expressed in the policy in writing; otherwise the insurance shall be void.
Page 334 - And the said party of the second part covenants to pay to the said party of the first part the said rent as herein specified and that at the expiration of the said term the said party of the second part will quit and surrender the premises in as good state and condition as reasonable use and wear thereof will permit, damages by the elements excepted...
Page 311 - ... upon such house or building* shall be void, unless an additional premium and deposit, after such alteration, be settled with, and paid to the directors; but no alterations or repairs in buildings, not increasing such risk or hazard, shall in anywise affect insurance previously made thereoni SEC.
Page 110 - The directors shall as often as they deem necessary, after receiving notice of any loss or damage by fire sustained by any member, and ascertaining the same, or after the rendition of any judgment...
Page 62 - The interest of the assured in this policy is not assignable, unless by consent of this corporation, manifested in writing; and in case of any transfer or termination of the interest of the insured, either by sale or otherwise, without such consent, this policy shall from thenceforth be void and of no effect.
Page 403 - ... be entitled to all the rights and privileges, and be subject to all the liabilities...
Page 162 - There are many matters, as to which the insured may be innocently silent ; he need not mention what the underwriter knows — Scientia utrinque par pares contrahentes facit. An underwriter cannot insist that the policy is void, because the insured did not tell him what he actually knew ; what way soever he came to the knowledge. The...

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