Consumer Credit Protection Act: Hearings, Ninetieth Congress, First Session, on H.R. 11601, Parts 1-2U.S. Government Printing Office, 1967 - 1221 pages |
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Common terms and phrases
18 percent advertising AFL-CIO amount annual interest annual percentage rate annual rate ANNUNZIO bank bankruptcy BARR bill billion BINGHAM borrower BROWNSTEIN buyer cash cent charge accounts Commission committee commodity futures Congress consumer credit court credit charges credit plans credit transactions credit unions creditor debt debtor disclosed dollars DWYER economic effect exemption Federal Reserve Board Federal Reserve System Federal Trade Commission finance charge finance companies futures contracts futures markets garnishment of wages going HALPERN hearings House installment credit interest charges interest rate legislation lenders lending Madam Chairman margin ment merchants monthly rate mortgage National paid person President problem protection purchase question rate disclosure regulations retail revolving charge revolving credit ROBERTSON Secretary Section 207 seller Senate service charge statement subcommittee SULLIVAN sumer testimony Thank tion trading truth-in-lending usury wage garnishments WYLIE
Popular passages
Page 32 - Until the expiration of the time allowed for filing a petition for review, if no such petition has been duly filed within such time...
Page 34 - ... (1) Any person, partnership, or corporation who violates an order of the Commission after it has become final, and while such order is in effect, shall forfeit and pay to the United States a civil penalty of not more than...
Page 31 - Commission may modify its findings as to the facts, or make new findings by reason of the additional evidence so taken, and it shall file such modified or new findings, which, if supported by evidence, shall be conclusive, and its recommendation, if any, for the modification or setting aside of its original order, with the return of such additional evidence.
Page 28 - Commission that a proceeding by it in respect thereof would be to the interest of the public, it shall issue and serve upon such person, partnership, or corporation a complaint stating its charges in that respect and containing a notice of a hearing upon a day and at a place therein fixed at least thirty days after the service of said complaint.
Page 32 - ... principal office or place of business. The verified return by the person so serving said complaint, order, or other process setting forth the manner of said service shall be proof of the same, and the return post office receipt for said complaint, order, or other process registered and mailed as aforesaid shall be proof of the service of the same.
Page 5 - The Congress finds that economic stabilization would be enhanced and the competition among the various financial institutions and other firms engaged in the extension of consumer credit would be strengthened by the informed use of credit. The informed use of credit results from an awareness of the cost thereof by consumers. It is the purpose of this...
Page 12 - The amount of credit of which the obligor will have the actual use, or which is or will be paid to him or for his account or to another person on his behalf. (2) All charges, individually itemized, which are included in the amount of credit extended but which are not part of the finance charge. (3) The total amount to be financed (the sum of the amounts referred to in paragraph (1) plus the amounts referred to in paragraph (2)).
Page 34 - Commission shall become final when so corrected. (j) If the Supreme Court orders a rehearing; or if the case is remanded by the court of appeals to the Commission for a rehearing, and if (1) the time allowed for filing a petition for certiorari has expired, and no such petition has been duly filed, or (2) the petition for certiorari has been denied, or (3) the decision of the court has been affirmed by the Supreme...
Page 33 - Commission was rendered, unless within such thirty days either party has instituted proceedings to have such order corrected so that it will accord with the mandate, in which event the order of the Commission shall become final when so corrected.
Page 33 - Commission has been affirmed or the petition for review dismissed by the circuit court of appeals; or (4) Upon the expiration of thirty days from the date of issuance of the mandate of the Supreme Court, if such Court directs that the order of the Commission be affirmed or the petition for review dismissed.