Federation of Insurance Counsel Quarterly, Volume 8

appeal application attorney automobile Bldg breach Building California cancer Casualty cause cervical spine cervical vertebrae claim claimant commission clause Committee competition contract cooperation coverage cross examination damage decision defense DEMPSEY disability disc Doctor evidence fact Federation of Insurance fire insurance GARFIELD HALPERN held Illinois Incontestable Provision indemnity independent contractor injury insurance business Insurance Company Insurance Counsel insurance industry insurance policy insured's intervertebral disc investigation involved issue jury instructions LaSalle Street lawyer limit litigation loss McCarran Act NAIC named insured National Surety Co neck negligence nerve roots O'Morrow opinion osteoarthritis owner person physician plaintiff Policy Provisions premium question radiculitis rating bureaus rating laws rating organization reasonable regulation reinstatement result risks rule statement statute Street Chicago subrogation Supreme Court surety testified testimony Texas tion trauma trial trust and commission Underwriters vertebrae witness words x-ray York