 | Thomas J. Kelleher, Jr., Smith, Currie & Hancock - 2005 - 627 pages
...465 Under the CCRA, a "consumer reporting agency" is defined as follows: Any person or entity which, for monetary fees, dues, or on a cooperative nonprofit...assembling or evaluating consumer credit information for the purpose of furnishing consumer reports to third parties, and which uses any means or facility... | |
 | Eugene F. Ferraro - 2005 - 598 pages
...individual consumers to accuracy and confidentiality." A CRA refers to a person or business that engages in the "Practice of assembling or evaluating consumer...of furnishing consumer reports to third parties." It is important to note a public agency, such as a police department or court, that keeps public records... | |
 | United States. Congress. Senate. Committee on the Judiciary - 2005 - 236 pages
...F.3d at 234. The FCRA defines a "consumer reporting agency" as an entity that regularly engages in "assembling or evaluating consumer credit information...purpose of furnishing consumer reports to third parties . . . ." 15 USC § 1681a(f). As discussed more fully below, the "permissible purposes" set forth in... | |
 | Eugene F. Ferraro - 2005 - 598 pages
...Consumer Reporting Agency (CRA): Anyone who engages, in whole or in part, in the practice of assembling consumer credit information or other information on...purpose of furnishing consumer reports to third parties. • Consumer report (CR): Any report from a CRA reflecting the credit worthiness, credit standing,... | |
 | Arny Gold - 2006 - 320 pages
...the consumer or from the consumer. (f) The term "consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit...purpose of preparing or furnishing consumer reports. (g) The term "file," when used in connection with information on any consumer, means all of the information... | |
 | Jack B. Siegel - 2006 - 742 pages
..."consumer reporting agency" as follows: The term "consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit...purpose of preparing or furnishing consumer reports. 74. Interestingly, the Federal Trade Commission press release announcing the issuance of regulations... | |
 | Atlantic Publishing Co - 2006 - 290 pages
...activity in its database. The Fair Credit Reporting Act defines a credit bureau as "...any person, which, for monetary fees, dues, or on a cooperative nonprofit...purpose of preparing or furnishing consumer reports." The major credit reporting agencies are Equifax, Experian, and TransUnion. IMPROVING YOUR CREDIT SCORE... | |
 | B. G. Kutais - 2006 - 242 pages
...regardless of how the information is stored. "The term 'consumer reporting agency' means any person which, for monetary fees, dues, or on a cooperative nonprofit...purpose of preparing or furnishing consumer reports. "The term 'consumer' means an individual," 15 USC 1681a(g), (f) and (c), respectively. [47] "Without... | |
 | Thomas Lundmark - 2006 - 204 pages
...federal or state law or regulation. (k) The term "consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit...on consumers for the purpose of furnishing consumer credit reports to third parties, and which uses any means or facility for the purpose of preparing... | |
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consumer reporting agency" means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers... 
